TRAVEL UPDATES: Click here to review the Government of Canada’s Coronavirus (COVID-19) Travel Advisories.

CORONAVIRUS (COVID-19) UPDATES FROM OUR TRAVEL INSURANCE PROGRAM PARTNERS:

ACTIVE CARE MANAGEMENT: Call Centre Activity
  • March 16, 2020 - Please be assured that we continue to monitor call volumes, and will ensure that those experiencing a TRUE MEDICAL EMERGENCY are given priority over those wishing to submit trip cancellation claims or get updated policy information. Be assured we will continue to optimize our capabilities to support customers through this extraordinary situation. We continue to encourage travellers to consult public safety guidelines offered by the WHO, Centers for Disease Control and Prevention (CDC), and their government websites for the most up-to-date information on the COVID-19 outbreak.
MANULIFE: Insurance Coverage
  • March 15, 2020 - Click here to read Manulife Statement re: Government Advisory to Return Home due to COVID-19.
  • March 13, 2020 - The Government of Canada issued a Level 3 Global Travel Advisory against all non-essential travel for every country. As a result Manulife will no longer cover medical expenses incurred as a result of COVID-19 in any travel, where the departure date is after March 16, 2020.
  • March 5, 2020 - Manulife has determined that COVID-19 is considered a known event and the applicable exclusion will be applied for all Trip Cancellation & Interruption Insurance policies issued ON OR AFTER March 5, 2020. Emergency medical coverage is not affected provided the insured has met the terms and conditions of their Manulife policy and that a travel advisory was not issued for the destination prior to their departure.

The Emergency Assistance Centre telephone numbers are meant for those experiencing a TRUE MEDICAL EMERGENCY. Please do not call the Emergency Assistance Centre with general questions about your policy.

The Right Coverage For All Types of 50-Plus Travellers.

Welcome Readers Fifty-Five Plus Magazine... no matter if you’re a day-tripper, frequent vacationer or snowbird, buying the right travel insurance is one of the most important decisions you can make. With limited provincial health plan coverage, costs from an out-of-country medical emergency can be financially crippling. We’ve got you covered.

Whether you need a single trip, multi-trip, non-underwritten or non-medical plan or require personal underwriting, our licensed brokers will recommend coverage best suited for you, based on your health and travel plans. We know having insurance without proper coverage is like having no insurance at all. We’re here for your protection!

Our Plans Fit Your Travel Plans
Brave Explorer
  • Single Trip: from 1 to 212 days out of province.
  • Multi-Trip Annual: for trips of 4, 10, 18, and 30 days, travelling two or more times per year.
  • In-Canada: available only if travelling in Canada for the entire duration of your trip.
  • Non-Underwritten: 1 to 15 days out of province.
  • Non-Medical: all-inclusive medical plan add on.

We’ll even combine multi-trip and single trip policies to ensure the most coverage for the lowest price.

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For complete plan details, click to read Rate Card and Sample Policy Wordings.

Yes, We’ve Got You Covered!
A Fall Walk
  • Three Health Categories: for applicants 60-plus.
  • No Medical Questionnaire: for age 59 or under.
  • Personal Underwriting: available when required.
  • Pre-Existing Conditions: details in our policy.
  • Medical & Non-Medical Benefits: may include doctor fees, hospital accommodation, emergency transport, trip cancellation, pet return and more.

There’s no medical exam required upon application. You can answer health questions over the phone!

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Click to read Sample Policy Wordings for coverage details and/or restrictions*.

Your Protection Is Our Priority
Jump Right In

You’ll be protected with 24/7 worldwide emergency assistance and up to a $10 million dollar policy limit.

Dedicated case managers answer your assistance calls and ensure appropriate care is being received, while medical staff interact directly with doctors at the hospitals our policyholders are attending.

Medical concierge services provided by StandbyMD: telephone access to a qualified physician anywhere you travel, with additional services offered in the US.

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For more on assistance and StandbyMD, click to read Sample Policy Wordings.

CARP Membership Has Its Perks
Skiing Trip
  • CARP members get extra premium savings on single and multi-trip emergency medical plans.
  • Trip Break: if a change in plans means a quick return across the Canadian border, but you still have coverage remaining, you can now resume your trip without the need for a new policy.

Our licensed brokers are committed to you. They’ll help with medical declarations and will recommend coverage based on your health and travel plans.

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MORE:
For more member benefits*, click to read Rate Card and Sample Policy Wordings.

Important News for
Travellers Returning to Canada

Public Health Agency of Canada

Coronavirus disease (COVID-19): For travellers without symptoms returning to Canada

MANDATORY SELF-ISOLATION

The Government of Canada has put in place emergency measures to slow the introduction and spread of COVID-19 in Canada. All persons entering Canada MUST self-isolate for 14 days subject to the Minimizing the Risk of Exposure to COVID-19 in Canada Order (Mandatory Isolation).

Click to read more

More Information:

Visit the Government of Canada website HERE.

Call their Coronavirus information line at:
1-833-784-4397

Coronavirus disease (COVID-19): For travellers with symptoms returning to Canada

MANDATORY SELF-ISOLATION

The Government of Canada has put in place emergency measures to slow the introduction and spread of COVID-19 in Canada. All persons entering Canada MUST self-isolate for 14 days subject to the Minimizing the Risk of Exposure to COVID-19 in Canada Order (Mandatory Isolation).

Click to read more

More Information:

Visit the Government of Canada website HERE.

Call their Coronavirus information line at:
1-833-784-4397

We welcome travellers who are not yet members of CARP!

A national, non-profit organization, “CARP advocates for better health care and financial security for Canadians as we age and gives its members access to great benefits and discounts”. To learn more about CARP, please click the CARP logo at the top of this page.

As CARP’s recommended and trusted provider since 1993, The McLennan Group Life Insurance Inc. is a 100% Canadian owned, nationally licensed all-lines brokerage.