A Complete Protection Plan for Canadians 50-Plus

We’re The McLennan Group Insurance Inc., CARP’s recommended and trusted provider since 1993. Working with leading Canadian insurers who are experts in the design of products and services for Canadians 50-plus, we offer 13 programs with exclusive benefits and savings, exceptional customer service and value… to meet or exceed the needs of CARP members and their loved ones.

Call us toll-free today and speak with one of our licensed specialists. We’ll explain your options and help select the proper coverage for your needs and budget. We’re here for your protection.

Retired Police Sergeant Bob Paterson works with The McLennan Group Insurance Inc. to develop and share practical, economical safety tips for Canadians 50-plus. To read and print more safety tips, and to view Sergeant Bob’s appearance schedule, visit SeniorSafetyTips.ca.

Senior Safety Tip of the Month - July 2020

Reporting and Documenting a Minor Auto Collision

Police are not always needed at the scene of a “minor” collision; no injuries or crime involved, minor damage, vehicles are drivable. Just call your local police department for the location of the nearest collision reporting centre. If there isn’t one close by, they may tell you to visit the nearest police station to file a report and have your vehicle examined.

Before moving vehicles, the involved drivers should exchange information - drivers’ licence, vehicle registration and insurance - only when safe to do so. Given the risks associated with COVID-19, it might be better to get photos of the documents instead of handling paperwork. And if safe, take photos of the scene - vehicles, drivers, licence plates, approaching lanes, signage, etc.

Be extra cautious of moving traffic and pedestrians at a collision scene. Secondary impacts can happen instantly, especially in low light conditions. Remember to contact your insurance providers ASAP from the scene, or from the collision reporting centre when you have a police incident / traffic report number. And be wary if asked by others involved to ignore the correct reporting process and arrange independent repair - reimbursement. Sergeant Bob has never seen this arrangement go smoothly!

For details you should gather at the scene, and instructions that assist you in completing your collision report quickly and correctly, click here for The McLennan Group’s free Auto Collision Reporting Kit.

Senior Safety Tips COVID-19 Update

STAY ALERT - How COVID-19 Is Affecting Traffic Behaviour!

It first appeared that any COVID-19 impacts on traffic patterns would be minor and brief. Health guidelines now show our return to normal must be gradual and strategic. So let’s look at current traffic trends that will likely be with us for months ahead.

  • Lower traffic volume means more speeders. Be vigilant and watch your own speed. When blending with traffic, assume others are exceeding the speed limit. It can be difficult to judge the speed of an approaching vehicle, especially at a busy intersection.
  • Current pedestrian behaviour at intersections and crosswalks is entirely new to us. Where groups or clusters were the norm, we now see long, physically distanced “conga lines”. Drivers must be careful to double check before proceeding or turning.
  • Physical distancing has pedestrians frequently stepping off the sidewalk and onto the road. Maybe not a huge issue when vehicle volume is low, but be careful when traffic flow returns to normal. Remind your children and grandchildren that getting too close to someone during our health crisis is not a good idea, but stepping into traffic can be far worse.

Drivers of all ages must be extra vigilant. Current pandemic-related driver and pedestrian behaviours - compounded by increased mental distractions - will be with us for months, not weeks. To review more safe driving tips from Sergeant Bob, click here.

Senior Safety Tips COVID-19 Update

STAY ALERT - Coronavirus (COVID-19) Scam Alerts

It’s unfortunate, but from counterfeit PPE offerings to fraudulent COVID-19 surveys and test results, and those too-good-to-be-true investment opportunities, the scammers are everywhere. Sergeant Bob can help guide seniors through this period of instability and high risk. Please share and remember these scam prevention tips:

  • C - Computer / email crime. These forms of e-crime are rampant. If you’re feeling confused, pressured or rushed - delete it! To learn more, read Sergeant Bob’s E-Crime Review.
  • O - Online COVID-19 surveys. The vast majority are scams designed to gather your personal information. Ignore or delete them.
  • V - Volunteering or donating? Do your research to ensure organizations are legitimate before sharing personal / bank information.
  • I - Investing. Investing in this time is now high risk. Scammers recognize agitation, desperation, confusion. Do your research, and never allow yourself to be rushed into making a decision.
  • D - Drugs, treatments, equipment, supplies and advice. These must come only from your established, reputable health care providers.
MORE SENIOR SAFETY TIPS TO HELP YOU STAY SAFE:
Being Prepared for an Emergency

Prepare For An Emergency

An emergency happens with little warning. Don’t panic. Spend some time and effort now to make sure you’re ready.

Emergency Vehicles

Emergency Vehicles

First responders and tow truck drivers are required to place themselves in danger while stopped at the road side. Move over!

Reducing E-Crime

Reducing E-Crime

While seniors are often the targets and victims of electronic crime, it’s easy to provide a manageable level of security.

Who is The McLennan Group?

The McLennan Group Insurance Inc. is a 100% Canadian owned, nationally licensed brokerage specializing in the design and distribution of innovative all-lines solutions and services for leading associations, affinity groups and Canadians 50-plus. We’ve been CARP’s recommended and trusted insurance provider since 1993.

Along with our life and health division, The McLennan Group Life Insurance Inc., we work with a number of leading Canadian insurers to offer the 13 products which together, create a complete protection plan - Insurance Programs for CARP Members. Click here to meet our program partners.