Senior Safety Tip of the Month - July 2020
Reporting and Documenting a Minor Auto Collision
Police are not always needed at the scene of a “minor” collision; no injuries or crime involved, minor damage, vehicles are drivable. Just call your local police department for the location of the nearest collision reporting centre. If there isn’t one close by, they may tell you to visit the nearest police station to file a report and have your vehicle examined.
Before moving vehicles, the involved drivers should exchange information - drivers’ licence, vehicle registration and insurance - only when safe to do so. Given the risks associated with COVID-19, it might be better to get photos of the documents instead of handling paperwork. And if safe, take photos of the scene - vehicles, drivers, licence plates, approaching lanes, signage, etc.
Be extra cautious of moving traffic and pedestrians at a collision scene. Secondary impacts can happen instantly, especially in low light conditions. Remember to contact your insurance providers ASAP from the scene, or from the collision reporting centre when you have a police incident / traffic report number. And be wary if asked by others involved to ignore the correct reporting process and arrange independent repair - reimbursement. Sergeant Bob has never seen this arrangement go smoothly!
For details you should gather at the scene, and instructions that assist you in completing your collision report quickly and correctly, click here for The McLennan Group’s free Auto Collision Reporting Kit.