for your no-obligation quote.
Health & Dental Insurance for CARP Members
CARP members: We’ve made it easy and affordable for you to help protect yourself from the high cost of health care.
- Stop Paying Out-of-Pocket: We offer affordable protection for the expenses that may receive limited coverage from government health plans: like dental and vision care, prescription drugs, hearing aids, and more. Click “Full Plan Details” to view available benefits.
- Cost-Effective Coverage: You’ll find premiums for singles, couples and families. Plus, there’s no age limit.
- With five different insurance plans to choose from, it’s easy to find the benefits, coverage levels and co-pay amounts that will meet your needs and budget.
- Three plans offer you guaranteed acceptance**, with no medical questionnaire required at the time of application. Click “Program Brochure” to learn more.
- With the Benefits Card for CARP members, you won’t pay the upfront costs for many health care benefits.
Whether you need basic or comprehensive coverage, or simply want to supplement your employer-sponsored benefits or government coverage, there’s a Health & Dental Insurance for CARP Members plan for you at exclusive members-only rates.
How Much Health Coverage Do You Have?
Dental care, vision care, and prescription drugs are just a few of the benefits that may receive limited coverage from a government health plan.
To find out what your province or territory may or may not pay for, we’ve provided links for all provincial and territorial health insurance plan websites.
For full details on the covered products and services, coverage levels and eligibility criteria in your province or territory, Click Here.
What to Look For
As CARP’s recommended insurance provider, we have a responsibility to help you make an informed buying decision. Our latest issue of Insurance Insights contains information that will help you compare different insurance products “apples-to-apples”.
Click Here to read the current issue – Volume 8, Issue 2
Attention Residents of Quebec:
To learn coverage options, plan details, or to make your purchase, please call toll-free: 1.877.551.5566
Insurance policies underwritten by The Manufacturers Life Insurance Company
**Acceptance is guaranteed if eligibility criteria are met, and is subject to receipt of first premium payment. For the Four Star and Five Star insurance plans, a medical questionnaire is required before acceptance is considered. †Membership / subscription offer only available where permitted by law. Membership / subscription offer limited to a single free one-year membership / subscription per CARP member, and will be activated when you renew your CARP membership.
*2016 rates will apply to applications for guaranteed acceptance insurance plans (Three Star, Dental Enhanced, Extended Health Care) received by April 30, 2017, as long as the effective date of coverage is on or before May 1, 2017. For the Four Star and Five Star plans, 2016 rates will apply for applications approved by April 30, 2017 with an effective date of May 1, 2017. Note: 2017 rates will apply to any applications approved after April 30, 2017. The Health & Dental Insurance Plan for CARP Members is underwritten by The Manufacturers Life Insurance Company (Manulife), P.O. Box 670, Stn Waterloo, Waterloo, ON N2J 4B8. Manulife and the Block Design are trademarks of The Manufacturers Life Insurance Company and are used by it, and by its affiliates under licence. Product may not be available in all provinces. Terms, conditions and exclusions apply; see policy for details. Life and Health Plans offered by The McLennan Group Life Insurance Inc. Auto & Home and Pet Programs offered by The McLennan Group Insurance Inc.