Snowbird Protection Checklist

Travel, home and auto insurance should never be considered as “get it and forget it” products. This is especially true for snowbirds. Along with changing protection needs, there could be limitations in place, or conditions that must be adhered to for coverage to be valid.

Take time to confirm your insurance requirements, the terms and conditions of your policies, and your responsibilities. It can be a costly mistake to assume you’re covered. If you have questions, check with your insurance provider before you leave for vacation!

Home Insurance

  • Coverage for damage caused by frozen pipes has conditions if your home is unoccupied during the heating season. For example, your policy might require that you have someone check your house if you’re away more than four days. Some policies even require your home to be inspected DAILY if you’re away more than four days in the regular heating season.
  • Check with your insurance provider for policy details and your obligations - before you leave!
  • Never place a “house-sitter wanted” ad in the newspaper or on the internet for professional thieves to read.
  • Notify your family, friends, reliable neighbours, building manager and alarm company of your travel plans. Make sure everyone knows how to reach you while you’re gone.
  • Learn practical safety tips with Sergeant Bob’s “Securing Your Home When You’re Travelling”. With simple preparation and planning, you can travel worry-free knowing your home is safe and secure. Click Here.

We welcome travellers who are not yet members of CARP!

A national, non-profit organization, “CARP advocates for better health care and financial security for Canadians as we age and gives its members access to great benefits and discounts”. To learn more about CARP, please click the CARP logo at the top of this page.

As CARP’s recommended and trusted provider since 1993, The McLennan Group Life Insurance Inc. is a 100% Canadian owned, nationally licensed all-lines brokerage. And we’re 50-plus insurance specialists. So even if you’re not a member of CARP, call us at 1.877.566.1417 and we’ll work to offer a coverage solution for your needs.