The Right Coverage For All Types of 50-Plus Travellers.

Frequent travellers, occasional travellers and especially snowbirds... choosing your travel insurance protection is one of the most important decisions you’ll ever make. With limited coverage from provincial health plans, costs from an out-of-country medical emergency can be financially crippling. CARP members: we’ve got you covered.

Whether you need a single trip, multi-trip, non-underwritten or non-medical plan or require personal underwriting, our licensed brokers will recommend coverage best suited for you, based on your health and travel plans. We know having insurance without proper coverage is like having no insurance at all. We’re here for your protection!

Our Plans Fit Your Travel Plans
Brave Explorer
  • Single Trip: from 1 to 212 days out of province.
  • Multi-Trip Annual: for trips of 4, 10, 18, and 30 days, travelling two or more times per year.
  • In-Canada: available only if travelling in Canada for the entire duration of your trip.
  • Non-Underwritten: 1 to 15 days out of province.
  • Non-Medical: all-inclusive medical plan add on.

We’ll even combine multi-trip and single trip policies to ensure the most coverage for the lowest price.

For complete plan details, click to read Rate Card and Sample Policy Wordings.

Yes, We’ve Got You Covered!
A Fall Walk
  • Three Health Categories: for applicants 60-plus.
  • No Medical Questionnaire: for age 59 or under.
  • Personal Underwriting: available when required.
  • Pre-Existing Conditions: details in our policy.
  • Medical & Non-Medical Benefits: may include doctor fees, hospital accommodation, emergency transport, trip cancellation, pet return and more.

There’s no medical exam required upon application. You can answer health questions over the phone!

Click to read Sample Policy Wordings for coverage details and/or restrictions*.

Your Protection Is Our Priority
Jump Right In

You’ll be protected with 24/7 worldwide emergency assistance and up to a $10 million dollar policy limit.

Dedicated case managers answer your assistance calls and ensure appropriate care is being received, while medical staff interact directly with doctors at the hospitals our policyholders are attending.

Medical concierge services provided by StandbyMD: telephone access to a qualified physician anywhere you travel, with additional services offered in the US.

For more on assistance and StandbyMD, click to read Sample Policy Wordings.

CARP Membership Has Its Perks
Skiing Trip
  • CARP members get extra premium savings on single and multi-trip emergency medical plans.
  • Trip Break: if a change in plans means a quick return across the Canadian border, but you still have coverage remaining, you can now resume your trip without the need for a new policy.

Our licensed brokers are committed to you. They’ll help with medical declarations and will recommend coverage based on your health and travel plans.

For more member benefits*, click to read Rate Card and Sample Policy Wordings.


Here’s Great News for Snowbirds

We’re still offering the lowest rates in years on our single trip and multi-trip emergency medical plans!

And knowing there’s a lot to think about before you fly south, be assured that if plans change after you buy your insurance, there’s no fee to switch travel dates before departure. Plus if needed, top-ups and extensions are available.

It’s The Plan Snowbirds Can Trust

50-plus travellers know that having proper insurance coverage makes a world of difference. That’s why experience travellers trust the only travel insurance provider to be CARP recommended for 25 years.

The key personnel at our program partner brokerage have over 80 years of combined travel insurance experience. And because their primary customers are snowbirds, they know the coverage and benefits typically required by a snowbird traveller.

Biking On The Beach
Snowbird Protection Checklist

Click Here for important information to help ensure that you, your home, vehicle and pets are protected while you’re travelling. And if you have questions, talk with your insurance provider before you leave!

50-Plus Traveller Safety Tips

Click Here to read practical safety tips for travellers 50-plus. Retired OPP Sgt. Bob Paterson specializes in modern crime and injury prevention tips, whether you’re at home, on the road, or travelling.

We welcome travellers who are not yet members of CARP!

A national, non-profit organization, “CARP advocates for better health care and financial security for Canadians as we age and gives its members access to great benefits and discounts”. To learn more about CARP, please click the CARP logo at the top of this page.

As CARP’s recommended and trusted provider since 1993, The McLennan Group Life Insurance Inc. is a 100% Canadian owned, nationally licensed all-lines brokerage. And we’re 50-plus insurance specialists. So even if you’re not a member of CARP, call us at 1.877.566.1417 and we’ll work to offer a coverage solution for your needs.