OUR INSURANCE PRODUCTS

Term Life

An affordable way to provide your loved ones a more secure financial future. Term Life Insurance can be an optimal life insurance solution. You can choose the level of protection that is right for you, your family, and your budget – and your rates are guaranteed not to increase for ten years.

Do you need life insurance?

The McLennan Group offers you a few important points to mull over before you decide.

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THE McLENNAN GROUP TERM LIFE INSURANCE

For your loved ones’ financial future

Term life is an easy, affordable insurance solution with rates guaranteed not to increase for the first ten years. If you are between the ages of 18 and 70, you can purchase coverage from $50,000 to $150,000 in increments of $25,000. Benefits can be used to pay mortgages and debts, final expenses, living expenses, childcare or education expenses, a spouse’s retirement, or even make a donation to charity.

RATES ARE LOCKED IN FOR 10 YEARS

When approved, premiums won’t change

GUARANTEED RENEWABLE COVERAGE

Up to age 85 even if your health changes

CONVERTIBLE TO PERMANENT LIFE

Before age 70 with no medical exam

ONLY YOU CAN CANCEL COVERAGE

With premiums paid, the policy is in effect

Premiums are based on your sex, smoking status and age. The younger you are when you apply, the lower your rates will be. When approved, you’ll pay the same rates for the first 10 years.

A Living Benefit is included at no additional cost. If you’re diagnosed with a terminal illness with less than a year to live, the plan makes available a 50% advance of your coverage tax-free – to a maximum of $75,000 – provided you’re under age 83 and your policy has been in effect for at least two years.

Take steps today to help protect your loved ones’ financial future.

TERM LIFE INSURANCE

Get the most coverage for your money

Whether you’d like a no-obligation quotation or more information, give us a call. Our licensed insurance advisors are here to answer your questions, explain your options and help select the coverage that's right for your needs and budget: 1.800.396.4389.

Program Partner: Manulife

Insurance policies underwritten by The Manufacturers Life Insurance Company

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