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Simplified Long Term Care Insurance for CARP Members, with exclusive

CARP Home Care Assistance

CONTACT MYDIGNITY 1.877.851.4520

Your Care, Your Way

You Can Take Charge of Your Future Today

FACT: 70% of Canadians over age 65 will ultimately require long term care due to aging, accident or illness*. Government health plan funding for both facility care and home care is limited at best. And they do not provide for instrumental activities of daily living.

MyDignity has a smarter approach for the day you can no longer care for yourself. CARP Home Care Assistance helps protect your independence and savings, and lets you receive the care you need in your own home.

CARP Home Care Assistance vs. government plan home care

People mistakenly believe that the government will take care of them. Not only is funding limited, consider this: If someone is physically capable of dressing, grooming and showering themselves but has cognitive limitations for tasks with multiple steps such as light housekeeping and meal preparation, this person would not qualify for care.

With CARP Home Care Assistance

  • You are a CONSUMER of care. You have 100% control over the care you are provided; WHO treats you and WHEN, and WHAT services are received.
  • Eligibility for benefits is immediate on completion of a simple claim form signed by your doctor.
  • You have the flexibility to direct your care how you wish – whether it be for meal preparation, personal care, home making, or community outings.

With Government Plans

  • You are a RECIPIENT of care. You will have no control over WHO treats you, WHEN you receive care, or WHAT services are provided.
  • Eligibility is constantly assessed and regulated; care could be declined or reduced at any time.
  • No support is provided for instrumental activites of daily living such as laundry, grocery shopping, light housekeeping or meal preparation.

Many people are placed in hospitals or transferred to a care facility because they cannot engage in the activities of daily living. Yet with a small amount of support, they could remain at home.

CARP Home Care Assistance from MyDignity

CARP Home Care Assistance is a benefit of Simplified Long Term Care Insurance for CARP Members.

CARP Home Care Assistance lets you receive the care you need in the comfort of your own home. Benefits help pay for home care equipment, supplies and services – including a personal support worker can assist with laundry, homemaking, grocery shopping, community outings and personal care – whatever you need. You decide where and how to spend your money.

  • No medical underwriting required.
  • Most are approved with no waiting period for benefits.
  • Simple application with health declaration.
  • No distinction between smoker / non-smoker.

There are two plan levels offering an overall maximum benefit amount of $50,000, $100,000 or $150,000 tax-free over the policyholder’s lifetime:

Level 1 - Home Care

Level 1 offers reimbursement for essential services, supplies and equipment while you are physically or cognitively dependent and residing at home.

BENEFITS for the Level 1 plan include:

  • Registered nurse (or certified nursing assistant including a personal support worker)
  • Home conversion expenses
  • Moving allowance
  • and much more ... click below for full benefits.
  • Registered nurse (or certified nursing assistant including a personal support worker)
  • Home conversion expenses
  • Moving allowance
  • Meals
  • Transportation expenses
  • Health monitoring system
  • Respite services
  • Psychological services for informal caregiver
  • Medical supplies
  • Purchase or rental of equipment (crutches, walkers, canes, casts, trusses, spinal braces, orthopedic corsets, oxygen and charges for temporary lease of a respirator)
  • Supplies for colostomy, an ileostomy, or a urostomy
  • Accessories for diabetics
  • Orthopedic shoes
  • Rental, purchase or repair of; non-motorized wheelchair, hospital bed (excluding mattress), ventilator
  • Audiologist
  • Occupational therapist
  • Physiotherapist
  • Respiratory therapist
  • Dietician
  • Naturopath
  • Podiatrist
  • Speech therapist
  • Stockings for varicose veins and phlebitis
  • External breast prostheses following a mastectomy
  • Tens
  • Hearing Aids
  • Wigs (required for pathological conditions or following chemotherapy treatments)
  • Maxi-mist machine, including the masks, or a CPAP machine
  • Incontinence supplies (bowel and/or bladder)

Level 2 - Health Plan Benefits

Level 2 offers reimbursement for eligible expenses incurred due to an illness or injury. You can access these value-added benefits without having to qualify under long term care requirements, ie: physically or cognitively dependent.

BENEFITS for the Level 2 plan include:

  • Hospitalization
  • Convalescent Hospital
  • and much more ... click below for full benefits.
  • Hospitalization
  • Convalescent Hospital
  • Ambulance
  • Air Ambulance
  • Diagnostic Laboratory Tests
  • Magnetic Resonance Imaging
  • Dental Care as the result of an accident
  • Second Medical Opinion
CARP Home Care Assistance is affordable

For $50,000 coverage, monthly premiums start as low as $49.04 for a male age 40, and $53.20 for a male age 50.

Couples who apply together receive additional savings on both plans. Premiums are based on your age at the time of application. CARP Home Care Assistance offers lifetime benefits, available for purchase to age 80.

CARP Home Care Assistance is easy to obtain

CARP Home Care Assistance requires no medical underwriting; you simply fill out a health declaration. That means most applicants are approved with no waiting period for benefits. Even those previously declined for long term care insurance may qualify.

All long term care plans follow the same criteria in order to qualify for benefits; the insured needs the help of another to accomplish two of the activities of daily living: transferring, bathing, dressing, toileting, continence or eating – or becomes cognitively impaired; losing the ability to reason, perceive, think, reflect or remember.

Start planning Your Care, Your Way

To learn more and request your no-obligation quote, contact MyDignity today.

Toll-Free: 1.877.851.4520 | Online: View “MyDignity Plans”

Watch the Video: Your Care, Your Way

MyDignity Overview
Unrivalled experience you can trust

Program partners, MyDignity have over 40 years’ experience in long term care insurance. As one of the largest providers in Canada, their expertise with issues concerning long term care insurance, and commitment to client education is second to none.

The specialists at MyDignity are uniquely qualified to assist CARP members by assessing coverage requirements and explaining your options. Utilizing a multi-company approach, they will then design a solution that best meets your needs and budget.

If given a choice most would prefer to stay in their homes as long as possible.
MyDignity makes it easy for you

MyDignity specialists take the time to explain your options, plus review premiums, application forms and eligibility criteria:

  • No medical underwriting required.
  • Fill out a simple health declaration for immediate acceptance. 95% of all applicants are approved.
  • Even those previously declined for long term care insurance may qualify.
Start planning Your Care, Your Way

To learn more and request your no-obligation quote, contact MyDignity today.

Even if you’re not a CARP member

MyDignity are 50-plus insurance experts, just like The McLennan Group.

So even if you’re not yet a member of CARP, call MyDignity at 1.877.851.4520 and they’ll work to offer a coverage solution for your needs.

Baby boomers are strongly advised to plan ahead.

Program Partner: MyDignity - Your Care, Your Way

Insurance policies administered by MyDignity Inc.