Use of this Website is subject to the following terms and conditions (“Terms”). Your use of the Website constitutes acceptance of these Terms.

Disclaimer

The McLennan Group Insurance Inc. and The McLennan Group Life Insurance Inc. and their affiliates, subsidiaries, directors, employees or agents (“McLennan”) provide the Website for informational purposes only. The content of this Website has been compiled in good faith by McLennan. However, all information is provided “as is” without any warranties of any kind and McLennan assumes no responsibility to you or any third party for the consequences of any errors or omissions. This Website could contain inaccuracies or typographical errors. Any user who accesses this Website does so solely at his or her own risk. The content provided in this Website may be changed at any time without notice. Changes may be made to the Terms at any time without notice by updating this posting. You agree to review the Terms regularly and your continued use or access of the Website will mean that you agree to any changes.

Limitation of liability

In no event will McLennan be liable for any damages, including without limitation, direct or indirect, special, incidental, moral or consequential damages, loss of profits, opportunities or information or for expenses arising in connection with this Website, with any software available on this Website, with any hyperlinked website or for use thereof or inability to use by interruption, defect, delay in operation or transmission, computer virus or line or system failure, even if McLennan is advised of the possibility of such damages, losses or expenses.

Third party links

McLennan provides links to third party websites only as a convenience and does not control such websites and is therefore not responsible for the content of any such website. The inclusion of any link by McLennan does not imply endorsement, investigation or verification by McLennan of the linked website or the material contained therein.

Copyright

McLennan owns and retains the copyright in the materials found on this Website. No material on this or any Website owned, operated, licensed or controlled by McLennan may be copied, reproduced, republished, uploaded, posted, transmitted, or distributed in any way, except that you may download one copy of the material on any single computer for your personal, non-commercial home use only, provided all copyright and proprietary notices are kept intact. All other rights are reserved.

Jurisdiction

The Website is administered by McLennan from its offices in Canada. The Website will be governed by and construed in accordance with the laws of the Province of Ontario and the laws of Canada applicable therein, without giving effect to any principles of conflicts of laws. All disputes, controversies or claims arising out of or in connection with the Website shall be submitted to and be subject to the jurisdiction of the courts of the Province of Ontario. You submit and attorn to the exclusive jurisdiction of the courts of the Province of Ontario to finally adjudicate or determine any suit, action or proceeding arising out of or in connection with the Website.