Use of this Website is subject to the following terms and conditions (“Terms”). Your use of the Website constitutes acceptance of these Terms.

Disclaimer

The McLennan Group Insurance Inc. and The McLennan Group Life Insurance Inc. and their affiliates, subsidiaries, directors, employees or agents (“McLennan”) provide the Website for informational purposes only. The content of this Website has been compiled in good faith by McLennan. However, all information is provided “as is” without any warranties of any kind and McLennan assumes no responsibility to you or any third party for the consequences of any errors or omissions. This Website could contain inaccuracies or typographical errors. Any user who accesses this Website does so solely at his or her own risk. The content provided in this Website may be changed at any time without notice. Changes may be made to the Terms at any time without notice by updating this posting. You agree to review the Terms regularly and your continued use or access of the Website will mean that you agree to any changes.

Limitation of liability

In no event will McLennan be liable for any damages, including without limitation, direct or indirect, special, incidental, moral or consequential damages, loss of profits, opportunities or information or for expenses arising in connection with this Website, with any software available on this Website, with any hyperlinked website or for use thereof or inability to use by interruption, defect, delay in operation or transmission, computer virus or line or system failure, even if McLennan is advised of the possibility of such damages, losses or expenses.

Third party links

McLennan provides links to third party websites only as a convenience and does not control such websites and is therefore not responsible for the content of any such website. The inclusion of any link by McLennan does not imply endorsement, investigation or verification by McLennan of the linked website or the material contained therein.

Copyright

McLennan owns and retains the copyright in the materials found on this Website. No material on this or any Website owned, operated, licensed or controlled by McLennan may be copied, reproduced, republished, uploaded, posted, transmitted, or distributed in any way, except that you may download one copy of the material on any single computer for your personal, non-commercial home use only, provided all copyright and proprietary notices are kept intact. All other rights are reserved.

Jurisdiction

The Website is administered by McLennan from its offices in Canada. The Website will be governed by and construed in accordance with the laws of the Province of Ontario and the laws of Canada applicable therein, without giving effect to any principles of conflicts of laws. All disputes, controversies or claims arising out of or in connection with the Website shall be submitted to and be subject to the jurisdiction of the courts of the Province of Ontario. You submit and attorn to the exclusive jurisdiction of the courts of the Province of Ontario to finally adjudicate or determine any suit, action or proceeding arising out of or in connection with the Website.

Insurance Programs for CARP Members Mobile App.
END USER LICENSE AGREEMENT

PLEASE READ THIS END USER LICENSE AGREEMENT BEFORE INSTALLING AND USING CARPMEMBERS (THE “APP”). THIS END USER LICENSE AGREEMENT IS A LEGAL AGREEMENT BETWEEN THE MCLENNAN GROUP INSURANCE INC., THE MCLENNAN GROUP LIFE INSURANCE INC. (COLLECTIVELY, “MCLENNAN”) AND YOU. BY INSTALLING AND/OR USING THE APP, YOU AGREE TO ALL OF THE TERMS AND CONDITIONS OF THIS END USER LICENSE AGREEMENT AND THE PRIVACY POLICY, AS ALL MAY BE AMENDED OR CANCELLED FROM TIME TO TIME (COLLECTIVELY, THE “AGREEMENT”), WHICH SHALL GOVERN YOUR ACCESS AND USE OF THE APP.

IF YOU DO NOT AGREE TO THIS AGREEMENT, YOU WILL NOT BE PERMITTED TO USE THE APP AND MUST DELETE ALL COPIES OF THE APP IN YOUR POSSESSION.

1. LICENCE AND USE

1.1 Licence and Use: As long as you comply with this Agreement, McLennan grants you a personal, revocable, non-exclusive, non-transferable and limited licence to use the App. You shall be permitted to install, access and use the App on a mobile device. You are solely responsible for all data and other fees imposed by your wireless carrier in connection with your installation and use of the App.

1.2 Restrictions on Use: You shall not: (i) adapt, change or otherwise modify the App; (ii) copy, reproduce, republish, translate, transmit, publish, transfer or distribute the App in any way or for any purpose without McLennan’s express prior written consent; and (iii) disassemble, decompile, reverse engineer or otherwise in any manner deconstruct all or any part of the App.

1.3 App Updates: You may automatically receive updates to the App on your mobile device. You are solely responsible for any data charges or other fees you may incur for downloading and installing such updates.

1.4 Ownership: You agree that the App and all of the content provided, supplied or otherwise made available in connection with its use, other than any content you may enter into the App, is the sole and exclusive property of McLennan or its licensors.

2. PRIVACY, DISCLAIMERS, INDEMNIFICATION AND LIMITATION OF LIABILITY

2.1 Confidentiality: You are responsible for maintaining the confidentiality of any information you provide and/or input into the App and store on your mobile device.

2.2 Privacy: You agree to McLennan’s collection, use and disclosure of personal information that you provide to McLennan or its representatives in connection with your use of the APP, in compliance with McLennan's privacy policy, found at: http://www.themclennangroup.com/carp/legal-privacy.html. You agree to obtain all consents that McLennan and its representatives need to collect, use and disclose personal information that you supply to McLennan, in accordance with McLennan’s privacy policy.

2.3 Third Party Data: The App may contain links to or may import data or content from third party websites (“Third Party Data”). McLennan does not control such websites and is therefore not responsible for any content or data imported from such websites. ANY THIRD PARTY DATA SUPPLIED OR MADE AVAILABLE BY MCLENNAN AND/OR USED BY YOU IS PROVIDED “AS IS” AND WITHOUT ANY EXPRESS OR IMPLIED WARRANTIES OR CONDITIONS OF ANY KIND OR NATURE. YOUR ACCESS TO AND USE OF ANY THIRD PARTY DATA (INCLUDING THIRD PARTY WEBSITES AND ANY INFORMATION, MATERIALS, PRODUCTS AND SERVICES CONTAINED THEREIN) IS SOLELY AT YOUR OWN RISK.

2.4 No Warranties/Disclaimer: THE APP IS PROVIDED ON AN “AS IS” BASIS AND WITHOUT ANY EXPRESS OR IMPLIED WARRANTIES OR CONDITIONS OF ANY KIND OR NATURE. MCLENNAN EXPRESSLY DISCLAIMS ALL WARRANTIES AND CONDITIONS, EXPRESS OR IMPLIED, ORAL OR WRITTEN, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OR CONDITIONS OF MERCHANTABLE QUALITY OR FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, OR THAT THE OPERATION OF THE APP WILL MEET YOUR REQUIREMENTS OR BE UNINTERRUPTED OR ERROR-FREE (OR THAT ALL ERRORS CAN OR WILL BE CORRECTED), AND THOSE ARISING BY STATUTE OR OTHERWISE IN LAW. WITHOUT LIMITING THE FOREGOING, MCLENNAN MAKES NO REPRESENTATION, WARRANTY OR COVENANT CONCERNING THE APP, ITS FUNCTIONALITY, ACCURACY, COMPLETENESS OR USE BY YOU. YOU CONFIRM THAT YOU HAVE NOT RELIED ON ANY REPRESENTATION WARRANTY, CONDITION OR PROMISE MADE BY MCLENNAN WHICH HAS NOT BEEN EXPRESSLY STATED IN THIS AGREEMENT.

YOU AGREE THAT THE APP IS ONLY A TOOL AND THAT: (A) MCLENNAN PROVIDES NO WARRANTY, EXPRESS OR IMPLIED, AS TO RESULTS TO BE ATTAINED BY YOU FROM THE USE OF THE APP; AND (B) MCLENNAN OR THE APP IS NOT INTENDED AND SHALL NOT BE CONSTRUED AS DIRECTLY OR INDIRECTLY PROVIDING ANY INSURANCE ADVICE OF ANY KIND OR NATURE.

2.5 Limitation of Liability: IN NO EVENT SHALL MCLENNAN BE LIABLE TO YOU FOR ANY DAMAGES, INCLUDING WITHOUT LIMITATION, DIRECT, INDIRECT, INCIDENTAL, EXEMPLARY, SPECIAL, PUNITIVE OR CONSEQUENTIAL DAMAGES OF ANY KIND OR NATURE (INCLUDING WITHOUT LIMITATION WITH RESPECT TO ECONOMIC LOSS, LOSS OF PROFITS OR INSURABLE LOSSES) SUFFERED BY YOU HOWSOEVER CAUSED AND REGARDLESS OF THE FORM OR CAUSE OF ACTION OR THEORY OF LIABILITY (INCLUDING FOR BREACH OF CONTRACT, TORT, NEGLIGENCE, BY STATUTE OR OTHERWISE), EVEN IF SUCH DAMAGES ARE FORESEEABLE OR MCLENNAN HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

3. TERMINATION

3.1 Termination: You may terminate this Agreement at any time, by discontinuing your use of the App and deleting all copies of the App in your possession. This Agreement will terminate automatically if you breach any term or condition of this Agreement. Upon termination, you must cease all use of the App and delete all copies of the App in your possession.

4. GENERAL

4.1 Governing Law: This Agreement shall be governed by, construed and interpreted in accordance with the laws of the Province of Ontario. All disputes, controversies or claims arising out of or in connection with the App shall be subject to the jurisdiction of the courts of the Province of Ontario. You irrevocably submit and attorn to the exclusive jurisdiction of the Courts of the Province of Ontario and waive any objection to such jurisdiction or venue.

4.2 Conflicts: If there is a conflict between a term in this Agreement and in any other agreement between you and McLennan, then the terms of this Agreement will apply to the extent necessary to resolve such conflict.

4.3 Entire Agreement; Amendments: This Agreement and all policies referenced herein constitute the entire agreement between McLennan and you concerning the App and all matters herein. McLennan may from time to time change the terms of this Agreement without notice by posting an updated version of this Agreement on this webpage. You agree to review this Agreement regularly and your continued use of the App following the posting of any changes will be deemed to be your acceptance and agreement to any such changes.