When it’s time to travel again, we’ll ensure you travel with confidence.

The McLennan Group Life Insurance Inc. and Fifty-Five Plus are working together to offer the trusted protection all travellers need, with the value 55-plus travellers want.

On December 15, 2021, the Canadian Government resumed its Level 3 Travel Advisories to avoid all non-essential travel to all international countries. As a result, we’re experiencing extremely high call volumes. We apologize for any longer than normal wait you may encounter, and we thank you for your patience.

Due to the Level 3 Advisories, our Travel Choice 2 Single & Multi-Trip Emergency Medical Plans currently have exclusions in place for COVID-19 related expenses for out-of-country travel. If you plan to travel to a country with a Level 3 Advisory, please speak with our licensed specialists about options available for coverage for COVID-19 related expenses. Visit our COVID-19 Coverage page for details.

In these uncertain times, we urge you to follow the recommendations of medical professionals and do your due diligence. To help you stay aware of your risks, we’ve posted the government’s latest Global Travel Advisories.


PLEASE NOTE: The COVID-19 tab at the top of this page has important information for anyone travelling during the pandemic.

See “About Our Travel Plans” for More

Single & Multi-Trip Emergency Medical: We can even combine single and multi-trip policies to help you get the most coverage for the best price.

Exclusions are currently in place for expenses related to COVID-19.

In-Canada: Only if travelling in Canada for your entire trip. You’ll save 50% off posted rates, and will be covered for COVID-19 related expenses.

Non-Underwritten: For short trips where pre-existing conditions are not a concern.

Non-Medical: An all-inclusive add on for medical plans.

Personal Underwriting: Tailored to your situation; even coverage for pre-existing conditions with no stability period.


If you experience a medical emergency while travelling, the right coverage makes a world of difference.

See “Emergency Medical Policy” for More

$10 Million Policy Maximum: Our single and multi-trip emergency medical plans provide coverage up to $10 million CDN.

Worldwide Assistance: You’re protected with 24/7 worldwide emergency assistance.

StandbyMD Medical Concierge Service: Includes telephone access to a qualified physician anywhere you travel.

Dedicated Case Managers: They answer assistance calls and ensure appropriate care is being received, while medical staff interact directly with the doctors at the hospitals our policyholders are attending.

Trip-Break: If you have to briefly return to Canada with coverage remaining, resume your trip without the need for a new policy.


OHIP does NOT cover all of the medical expenses you could incur while you are travelling inside Canada.

See “Out Of Province Coverage” for More

The Need for in-Canada Travel Insurance:

Reciprocal agreements for medical services between the provinces and territories are only equal to the coverage provided in your home province. And it differs across Canada.

Outside Ontario, some plans will not cover prescription drugs, ambulances, specialists, emergency dental or x-rays. Just think – an air ambulance back to Ontario can cost you as much as $20,000. There are exclusions for all non-medical expenses, including travel expenses associated with trip interruption.

In-Canada Emergency Medical Plans:

If you plan to discover Canada, first protect yourself with proper coverage. You’ll save 50% off Travel Choice 2 rates, and will be covered for expenses related to COVID-19.

Call 1.866.943.6103 for more details.

From departure to return, we want you to be properly protected!

The McLennan Group Life Insurance Inc. and Fifty-Five Plus, two long-established and respected companies joined forces to create the first travel insurance program for the readers of Fifty-Five Plus. The McLennan Group only works with program partners – leading Canadian underwriters, assistance providers and claims managers – who are 50-plus travel insurance experts. To help you make an informed buying decision, along with our Travel Choice 2 rates, on this page you’ll find an application form, sample policies and medical declaration for your review. What’s more, our licensed specialists are always here to answer your questions and explain your options. And that ensures Fifty-Five Plus readers can travel with confidence.

Program Partner: Manulife

Underwritten by The Manufacturers Life Insurance Company and First North American Insurance Company, a wholly owned subsidiary of Manulife, PO Box 670, Stn. Waterloo, Waterloo, ON N2J 4B8.