We’re The McLennan Group Insurance Inc., CARP’s recommended and trusted provider since 1993. Working with leading Canadian insurers who are experts in the design of products and services for Canadians 50-plus, we offer 13 programs with exclusive benefits and savings, exceptional customer service and value… to meet or exceed the needs of CARP members and their loved ones.
Call us toll-free today and speak with one of our licensed specialists. We’ll explain your options and help select the proper coverage for your needs and budget. We’re here for your protection.
CORONAVIRUS (COVID-19) - IMPORTANT UPDATES AND INFORMATION FOR CARP MEMBERS:
It’s unfortunate, but we’ve seen an increase in fraudulent activity during this stressful Coronavirus (COVID-19) outbreak. These cruel crimes of opportunity include telephone and web scams such as:
Health / COVID-19 surveys leading to requests for your personal information.
Alarming emails and telephone calls with your “positive”COVID-19 results.
Volunteer and job opportunities related to COVID-19.
Offers of fast infection testing and protection equipment sales.
Check carefully and if unsure DON’T RESPOND. Delete the message, hang up the phone, close the door, and NEVER share personal information. The Canadian Anti-Fraud Centre (Phone Busters) remains a trusted source for tips, trends and reporting.
Unfortunately, legitimate fundraising dollars are being lost as public confidence is undermined. Caring individuals, SENIORS are being misled and scammed during a health crisis. Unfounded pharmaceutical and equipment advice is compromising public health.
THE SOLUTION: Before you give, research websites carefully to ensure their legitimate. Check addresses with Google maps, street view, etc., and look for past literature, letterhead, addresses, websites, phone numbers. Don’t share credit card numbers or bank account details with anyone unknown to you. Listen to real medical experts, trust RECOGNIZED medical officials only.
CONSIDER: Sergeant Bob has not highlighted organizations before. But under these circumstances, and in the interest of senior safety, there’s one simple solution; If you’re anxious to donate but are unable to research confidently, donate to a long-recognized organization such as the Red Cross, Salvation Army, United Way, a local, known hospital or religious organization, among others. Select an organization freely but remember, this is no time to be venturing into the unknown with your financial security.
Financial Investing In Turbulent Times
Police services, financial watchdogs and the Canadian Anti-Fraud Centre are raising the alarm. Scammers are trying to capitalize on social fears and financial instability. And they’ll target anyone with money.
WHATS THE PITCH? Potential investors / victims are sold on investing in COVID-19 related companies; manufacturers of protective equipment, research, pharmaceuticals, infection detection equipment, etc.
WHAT TO LOOK FOR? Unregistered companies - the ones who tell you they are “about to be registered”. Watch for added incentives to invest, limited time opportunities, recruitment of friends, tax avoidance opportunities, etc. Too good to be true?
Do your research, and never be rushed. Check with your provincial regulatory body for legitimate trading information. And again,
check with the Canadian Anti-Fraud Centre for current trends and tips.
Retired Police Sergeant Bob Paterson works with The McLennan Group Insurance Inc. to develop and share practical, economical safety tips for Canadians 50-plus. To read and print more safety tips, and to view Sergeant Bob’s appearance schedule, visit SeniorSafetyTips.ca.
Senior Safety Tip of the Month - October 2020
PEDESTRIAN SAFETY: In low light, remember to wear white!
Regardless of who’s at fault during a pedestrian / vehicle collision, typically it’s the pedestrian who will suffer most. Pedestrians can increase safety levels this autumn by making themselves more conspicuous as they move about in near darkness.
If you’re shopping for a new coat, consider a light colour. The same with hats, scarves, gloves, purses, back packs and bags. For extremely vulnerable situations, wear a reflective arm band or accessory. And if you’re walking the dog, a reflective leash and accessories will help both of you really “POP”! There’s no need to go overboard with clothing choices, but even a minor increase in visibility will help you get to your destination and home again in safety.
When you’re out for a walk, concentrate and be aware of your surroundings. No hand held devices while close to traffic! Cross roadways at the appropriate intersection - lighted location. Stepping into traffic mid-block in dark clothing can be deadly.
Senior Safety Tips COVID-19 Update
Respect Disabled Parking Spots: “I was only there for a minute” doesn’t just cut it!
Because of COVID-19, you’ll likely see changes to parking lots and signage as we adapt to pedestrian access, physical distancing, cart sanitizing, barriers, etc. Let’s take care of those who need our assistance whether it’s inside the building or in the parking area.
It should go without saying that the designated parking spots and disabled permits are intended to minimize discomfort and risk to individuals dealing with a temporary or permanent health issue. And yet, some drivers without the legitimate permit routinely use the spots marked for disabled parking.
If you have a legitimate parking permit, ensure that it is CLEARLY DISPLAYED so there’s no confusion or argument.
STAY OUT of the spots designated for disabled parking unless you are authorized to use them.
When the appropriate charge is laid by police or bylaw officer, the common response is “But I was only in the spot for a minute”. This excuse is of no interest to the person laying the charge or to the person with a disability circling the parking lot in frustration.
Senior Safety Tips COVID-19 Update
STAY ALERT - How COVID-19 Is Affecting Traffic Behaviour!
It first appeared that any COVID-19 impacts on traffic patterns would be minor and brief. Health guidelines now show our return to normal must be gradual and strategic. So let’s look at current traffic trends that will likely be with us for months ahead.
Lower traffic volume means more speeders. Be vigilant and watch your own speed. When blending with traffic, assume others are exceeding the speed limit. It can be difficult to judge the speed of an approaching vehicle, especially at a busy intersection.
Current pedestrian behaviour at intersections and crosswalks is entirely new to us. Where groups or clusters were the norm, we now see long, physically distanced “conga lines”. Drivers must be careful to double check before proceeding or turning.
Physical distancing has pedestrians frequently stepping off the sidewalk and onto the road. Maybe not a huge issue when vehicle volume is low, but be careful when traffic flow returns to normal. Remind your children and grandchildren that getting too close to someone during our health crisis is not a good idea, but stepping into traffic can be far worse.
Drivers of all ages must be extra vigilant. Current pandemic-related driver and pedestrian behaviours - compounded by increased mental distractions - will be with us for months, not weeks. To review more safe driving tips from Sergeant Bob, click here.
Senior Safety Tips COVID-19 Update
STAY ALERT - Coronavirus (COVID-19) Scam Alerts
It’s unfortunate, but from counterfeit PPE offerings to fraudulent COVID-19 surveys and test results, and those too-good-to-be-true investment opportunities, the scammers are everywhere. Sergeant Bob can help guide seniors through this period of instability and high risk. Please share and remember these scam prevention tips:
C - Computer / email crime. These forms of e-crime are rampant. If you’re feeling confused,
pressured or rushed - delete it! To learn more, read Sergeant Bob’s E-Crime Review.
O - Online COVID-19 surveys. The vast majority are scams designed to gather your personal information. Ignore or delete them.
V - Volunteering or donating? Do your research to ensure organizations are legitimate before sharing personal / bank information.
I - Investing. Investing in this time is now high risk. Scammers recognize agitation, desperation, confusion. Do your research, and never allow yourself to be rushed into making a decision.
D - Drugs, treatments, equipment, supplies and advice. These must come only from your established, reputable health care providers.
MORE SENIOR SAFETY TIPS TO HELP YOU STAY SAFE:
Prepare For An Emergency
An emergency happens with little warning. Don’t panic. Spend some time and effort now to make sure you’re ready.
First responders and tow truck drivers are required to place themselves in danger while stopped at the road side. Move over!
While seniors are often the targets and victims of electronic crime, it’s easy to provide a manageable level of security.
Who is The McLennan Group?
The McLennan Group Insurance Inc. is a 100% Canadian owned, nationally licensed brokerage specializing in the design and distribution of innovative all-lines solutions and services for leading associations, affinity groups and Canadians 50-plus. We’ve been CARP’s recommended and trusted insurance provider since 1993.
Along with our life and health division, The McLennan Group Life Insurance Inc., we work with a number of leading Canadian insurers to offer the 13 products which together, create a complete protection plan - Insurance Programs for CARP Members. Click here to meet our program partners.
Our Valued Insurance Program Partners
To offer Insurance Programs for CARP Members, we work with leading Canadian providers who like us, are experts in the design and distribution of insurance products and services for Canadians 50-plus.
Auto & Home
Underwritten by Northbridge General Insurance Corporation, Traders General Insurance Company or Zenith Insurance Company.
Underwritten by The Manufacturers Life Insurance Company and First North American Insurance Company, a wholly owned subsidiary of Manulife.
Health & Dental, FollowMe™ Health, Guaranteed Issue Life, FollowMe™ Life, and Term Life
Underwritten by The Manufacturers Life Insurance Company (Manulife). ™Trademarks held by The Manufacturers Life Insurance Company.
Critical Illness, Long Term Care and Simplified Long Term Care
Administered by Program Partner, MyDignity Inc.
Underwritten by Northbridge General Insurance Corporation and distributed by PTZ Insurance Services Ltd. & Sodaco Juridique Inc. in Quebec.
Underwritten by AIG Insurance Company of Canada.
Small Business Solutions
Automobile, property and liability underwritten by Northbridge General Insurance Corporation or Zenith Insurance Company.